Citizen Armor Covert Female HG2/IIIA Soft Body Armor with Carrier

***Specially Manufactured to Order: 2-5 week delivery

*Due to the nature of this product, returns/exchanges cannot be accepted”

The Citizen Armor Covert Female Body Armor and Carrier is a full-coverage HG2/IIIA-rated concealable vest built specifically for the female body. Front, back, and side ballistic protection is integrated into a contoured carrier that follows the natural curves of the female torso. The outer shell is constructed from mini rip Nylon with a Tricot facing for hook-and-loop patch placement, and the interior lining is 100% A.M.Y./Sorbtek Polyester Mesh with active moisture and odor management. Standard and Prestige armor layups are available in sizes XS, S, M, L, and XL, all in black.

Who this is for

  • Female professionals and first responders: who need discreet all-day ballistic protection that moves with the body without advertising its presence under a uniform or street clothes
  • Everyday carriers: who want a concealable vest compatible with appendix or hip carry and won't sacrifice comfort during long-duration wear
  • Anyone prioritizing female-specific fit: where generic unisex armor leaves gaps or causes discomfort, this carrier is cut and contoured to fit female body proportions out of the box

Threat coverage

The Covert Female vest is rated HG2/IIIA, the highest concealable soft armor designation under NIJ 0101.07 and its legacy counterpart NIJ 0101.06 Level IIIA. At this level the armor is independently tested at an NIJ-accredited laboratory — OBL Testing Facility — against NIJ standard threat parameters. HG2/IIIA coverage addresses common handgun threats including 9mm, .40 S&W, and .44 Magnum at standard test velocities.

This vest does not stop rifle-caliber threats. For rifle-rated protection, a hard armor plate worn over or inside a plate carrier is required. The Covert vest is a standalone soft armor system and is not designed to accept hard plates.

Concealability and comfort

The carrier's sleek front profile allows it to disappear under loose clothing or a sweater without printing. Adjustable large-format straps provide a personalized fit, and the back and side panels adjust via hook-and-loop closures so the vest can be dialed in without tools. The 100% A.M.Y./Sorbtek Polyester Mesh interior wicks moisture, controls odor, and breathes during extended wear. The DWR Antimicrobial coating on the fabric adds protection against everyday stains and microbial buildup, keeping the vest wearable through consecutive shifts.

The mini rip Nylon outer fabric keeps the shell strong while minimizing added bulk. The Tricot layer on top of the outer fabric provides a secure surface for hook-and-loop morale patches or ID panels. Reviewers report completing all-day foot patrols and full shifts without fit loss or fatigue.

Care and maintenance

The outer carrier layer is washable. Standard domestic care applies to the shell; remove ballistic panels per manufacturer instructions before laundering any fabric component. The armor panels themselves should not be machine washed. The vest is manufactured in the USA to NIJ standard specifications. Standard and Prestige layup options differ in panel construction — see the Citizen Armor Standard vs. Prestige comparison for details on which layup suits your threat environment and comfort requirements.

Specifications

  • Brand: Citizen Armor
  • Model: Covert Female Body Armor and Carrier
  • SKU: CZ-S101BKF-00
  • NIJ Designation: HG2/IIIA — independently tested at OBL Testing Facility against NIJ standard threat parameters
  • Armor layups available: Standard or Prestige
  • Protection coverage: Front, back, and sides
  • Sizes: XS, S, M, L, XL
  • Color: Black
  • Outer fabric: Mini rip Nylon with Tricot facing (hook-and-loop compatible)
  • Interior lining: 100% A.M.Y./Sorbtek Polyester Mesh
  • Features: Moisture management, odor control, DWR Antimicrobial coating, stain release, washable outer layer, large adjustable straps
  • Country of manufacture: Made in the USA
  • Lead time: Allow up to 10 business days to ship

Fit and carrier compatibility

The Covert Female vest is a complete armor-and-carrier system — ballistic panels and carrier ship together. It is designed for female body proportions and is sized XS through XL. A detailed female sizing chart is available on the Citizen Armor website to match your measurements to the correct size. Measure carefully before ordering; as noted by the brand's customer base, this product is non-refundable once sized and shipped. If you have questions about fit between two sizes, contact us before placing your order.

Frequently asked questions

What is NIJ Level IIIA / HG2 and what does it stop?

HG2 is the NIJ 0101.07 designation for soft armor tested against high-velocity handgun threats — equivalent to legacy Level IIIA under NIJ 0101.06. It addresses threats including 9mm FMJ, .40 S&W, and .44 Magnum at standard test velocities. It does not stop rifle-caliber rounds. If rifle threats are a concern, a separate Level III or Level IV hard plate is required.

Will this vest stop rifle rounds?

No. HG2/IIIA soft armor is rated for handgun threats only. Rifle rounds from 5.56, 7.62, or similar calibers will defeat this vest. For rifle-rated protection, a hard armor plate worn in a plate carrier is the appropriate solution. This vest is not designed to accept plates.

What is the difference between the Standard and Prestige layups?

Both layups carry the same HG2/IIIA threat rating. The Prestige layup uses a different panel construction that affects weight and flexibility. Citizen Armor's Standard vs. Prestige comparison page outlines the specific differences; contact us if you need help selecting the right layup for your use case.

How does this conceal under everyday clothing?

The sleek front profile and female-specific cut allow the vest to disappear under a loose shirt or sweater without printing. Multiple reviewers report wearing this vest undetected through full workdays and patrol shifts. The hook-and-loop side and back adjustments let you fine-tune the fit so the armor stays flush against the torso.

Can I wash this vest?

The outer carrier layer is washable. Remove the ballistic panels before laundering the carrier shell. Do not machine wash the ballistic panels themselves. The DWR Antimicrobial coating provides day-to-day stain and odor resistance between wash cycles, reducing how often a full wash is needed.

Can this vest be shipped to my state?

This vest cannot be shipped to New York or Connecticut due to state body armor restrictions. Under 18 U.S.C. § 931, anyone with a federal felony conviction for a crime of violence is prohibited from purchasing or possessing body armor. It is otherwise legal for civilians to purchase and wear this vest throughout the United States.

 

Bulletproof Zone will ship orders as soon as possible. For example, if you purchase three items, they will be shipped to you based on lead time and availability. This way you get as much of your order as soon as possible, which means that your order may come in separate packages, especially if you order products from different manufacturers.

We will bear the shipping cost for products returned because of product defect, misrepresentation, or false description. Afterward, we will initiate a full reimbursement should you decline an offer to replace the item with the same item of equal value and assured quality.

Order Confirmation:

As soon as you place your order with Bulletproof Zone, you will receive an order confirmation e-mail. This means that your order has been logged in our system and your credit card has been pre-authorized for the purchase. Afterward, we contact our suppliers to confirm the availability of the product you are ordering for immediate shipment. If your item is on backorder or unavailable, we will cancel the pre-authorization and duly inform you via e-mail.

Order Shipment:

Orders are shipped within five business days from the date of your order unless specified otherwise on the product page. The product page will contain the most accurate estimate on shipping and lead times. Shipping and lead times provided on the product page are our best estimates based various factors including order volume, information from our manufacturer, raw material fluctuations, etc., and may vary due to these factors. 

You will receive an email containing the tracking information of your order after the order has been shipped to your location. If you do not receive tracking information from us within seven business days of the lead time specified on the product page, feel free to follow up with us at orders@bulletproofzone.com.

 

Bulletproof Zone is not responsible for lost or stolen packages. A tracking number will be provided when the package is shipped. It is the buyer’s responsibility to provide a safe place to receive mail. Once an item has been marked as delivered by the carrier, the seller is not responsible should that item go missing. 

Some of our products are carried by manufacturers in various countries. Due to the nature and cost of the products that Bulletproof Zone sells, you may be charged additional import duties upon delivery. Our support team can help in investigating abnormally high import duty charges but we are unable to cover the cost of any import duties.

Damages:

We take full responsibility for any obvious damage to your product caused by wrong packaging or delivering an already defective product. Please inspect the packaging of your item(s) when they arrive, if you notice any damage, you should document it when signing for delivery. If the item(s) contained in the package arrives damaged, please send photos to support@bulletproofzone.com, and we will process an insurance claim on your behalf. 

Returns and Cancellation Policy:

We back all our products with a customer satisfaction guarantee, so we created a fair return and cancellation policy.

All sales are final. No Refunds, No Cancellations. In most cases, once the order is processed, it is final and not cancellable. We may allow exceptions due to an order error or wish to return your order after delivery for any reason other than a product defect or misrepresentation. Any cancellation request is subject to an administration and cancellation fee equal to 10% of your order with a minimum of $35, whether order shipment is successful or not. 

 

All sales are final on all closeout items and for custom manufactured bulletproof clothing once the manufacturing process has begun or not returnable unless there is a product defect or misrepresentation. Applicable to brands such as MC Armor, Israel Catalog, BulletBlocker, Tacticon Armament, Wonder Hoodie, and others. 

Before returning any product, you MUST obtain a return authorization from our customer service representative. We can only process AUTHORIZED returns for items.

To make a Return or Exchange: 

  • Obtain authorization for return or exchange by emailing us at support@bulletproofzone.com explaining the reason for the return or exchange.
  • Please use or indicate your order number as attention

Return or exchanges request submission must be within 14 calendar days upon receipt of shipment unless noted otherwise on the product description page.  Your return must be in original packaging and unused.

We encourage using USPS flat-rate shipping in returning products to receive a shipping expense refund. Buyers must ensure all returned parcels delivery receipt AND signature confirmation. We highly recommend insuring your parcel as we cannot issue a refund for an item that we do not receive back should it get lost/damaged during transit.

Refunds:

Should an item be returned because it was defective, misrepresented, not as described, etc., Bulletproof Zone will issue a full refund and will reimburse the customer for all shipping expenses associated with the return.

Please allow 5-10 business days from the time the item is received to process a refund. Refunds will only be issued to the original credit card that you use when placing your order.

We stand behind our products 100%!

By purchasing any of our items, the buyer certifies they have read and agree to our shipping, return, and privacy policies.

The Bulletproof Zone Promise

When you buy body armor, you're buying your safety. We don't take that lightly. Here's what every order from Bulletproof Zone includes.

1. Authorized dealer of every brand we carry

Every plate, vest, and carrier we ship comes from the manufacturer directly to our warehouse. We don't sell gray-market product, surplus, or returns. That means factory-fresh stock, the full manufacturer warranty, and real after-sale support — the kind only an authorized dealer can offer.

We maintain authorized-dealer relationships with America's leading body armor brands, including Spartan Armor Systems, AR500 Armor, RMA Defense, Shellback Tactical, Caliber Armor, DFNDR Armor, Protection Group Denmark, BulletSafe, BulletBlocker, and over 40 more.

2. Best price, guaranteed

If you find a lower price at another authorized dealer of the same product within six months of your purchase, we'll refund the difference.

Why the "authorized dealer" requirement? Because gray-market and surplus armor may not be genuine, may have a compromised supply chain, and almost never comes with a manufacturer warranty. We won't price-match against products that may not actually protect you.

3. Free fitment consultation

Body armor only protects you if it fits. Email us a photo and your measurements before you order, and one of our specialists will help you size your carrier and plates correctly — at no charge, no obligation.

4. Trusted by thousands of customers

Bulletproof Zone has been a trusted authorized dealer of America's leading body armor manufacturers for over five years. We have over 4,000 verified Trustpilot reviews from real customers across all 50 states.

Price Match Guarantee — Terms

  • You must have purchased the item from our website before requesting the price match.
  • Discounted items and "free with purchase" items are not eligible.
  • The item must be in stock on the competitor's website at the time of your request.
  • The price match is valid for six months from the date of your purchase.
  • The competitor must be an authorized dealer of the product. Auction sites (eBay, Overstock), discounters, and gray-market resellers do not qualify.
  • The competitor must operate an online store. Brick-and-mortar-only retailers do not qualify.
  • Price match applies to the item price plus shipping. Sales tax is excluded.

To request a price match, email us a link to the product on our site and the same product on the competitor's site within six months of purchase. We'll process the refund.

Why Bulletproof Zone?

At Bulletproof Zone, we are passionate about protecting lives. Every piece from our catalog is designed and rigorously tested to provide the highest quality of protection you need from firearms, explosives or even close quarters combat.

We’ve partnered with various manufacturers that operate within the United States under a strict set of guidelines both on a national and corporate level so that when you shop with us, you will be able to select from the highest quality body armor, ballistic plates and tactical gear available on the market.

Whether you are a military service member looking to find your own gear, a professional that operates in the security field, or an avid firearms enthusiast that capitalizes the importance of safety when shooting, our tactical gear will provide you the level of protection you need.

Any questions or concerns? Please call us at (408)-909-4938 or email us at support@bulletproofzone.com and a member of our professional support team will be in touch with you as soon as possible.

Customer Reviews

Based on 2 reviews
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A
Angela Peterson
Great vest

Great vest! I wish I did size down to xsmall. I ordered a small, it does fit and it’s adjustable but could be a little more snug. I’m 5’3 and weigh 143lbs for reference.

C
Customer
Impressive and unbelievable

I received my vest today and I'm impressed. As a female officer, with over 32 years in law enforcement, I have NEVER had a vest this light, and this inexpensive. I had to revisit the website to make sure they sent me the right one(Elite lllA+ v-shield). I also rewatched the video 3times and I'm still in disbelief. The fit is perfect. The only thing I wish it had was a place to hold my body cam and some extras when I wear it over my clothing... I'm praying this armor protects as it should, my life is on the line.

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